Vital Card Review – Huge Scam Or Legit System?

Vital Card ReviewIf you’ve been paying attention lately, you’ll notice that Vital Card has been getting a lot of hype.

Because it’s new, it’s getting a lot of buzz and if you’re in an online business, I am sure someone will push it on you at some point.

It’s especially popular on social media at the moment.

I do want to let you know that I am NOT affiliated with Vital Card as a member or distributor.

My goal is to gather all the facts in one place for you so you can do your research – and it’s all here in my Vital Card Review.

Is Vital Card a legit business, or is it a complete scam?

Will I be able to build a business with it?

I tell you all about it in my Review of Vital Card.

Read below to find out more.

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What Is Vital Card?

Looking at the official website for Vital Card, we can see that the company is involved within the niche of finance services and is being run out of California.

Chris Bridges and Vincent Bradley are the two co-founders for Vital Card, with Bridges serving as Chairman and Bradley being the company’s CEO.

Per the Vital Card website, the company consists of:

“A team of entrepreneurs, bankers, lawyers and creative tech individuals that share a common goal of launching a credit card where the community comes first.

We are results-driven innovators who have worked on successful products at companies including Google, Charles Schwab, PWC Goldman Sachs and”

Before getting involved with Vital Card, Chris Bridges launched Vessix in 2013 and Vincent Bradley launched Flash Funders in 2011.

Vessix is no longer in business, but a bio for the company reveals that it created “technology for consolidating POS, CRM and reporting.”

As for Flash Funders, it sounds a lot like what Vital Card is offering:

“We’re a team of entrepreneurs, bankers, lawyers and creative tech individuals that shares a common goal of connecting investors and companies to make their visions a reality.”

Based on what I’m seeing, it would appear that Vital Card is the first MLM opportunity for both Bridges and Bradley.

Vital Card Scam

What Products Are Being Sold?

In regards to Vital Card’s product line, the company offers a cash-back service of 1% based on purchases made with credit cards.

Vital Card doesn’t make any clear distinctions between its affiliates and regular customers, and because of this, every single person that joins is technically considered to be an affiliate.

Info On The Vital Card Comp Plan

Moving right along to the compensation plan, affiliates earn money as they build up their Vital Score.

Points are added to your Vital Score as you recruit more and more people into Vital Card, and these points are tracked via a unilevel system.

As for how many points are earned:

  • Affiliates earn 4 points for recruiting someone in Level 1
  • Affiliates earn 2 points for recruiting someone in Level 2
  • Affiliates earn 1 point for recruiting someone in Level 3

Also, Vital Card takes 1% of every single credit card transaction from its members each month and puts it into a “Cash Rewards Pool.”

Vital Card says that the “Vital Score is maintained” for affiliates that “keep using” the card, and by “keep using” the company is referencing its minimum monthly spending requirement of $250.

In other words, if you don’t spend at least $250 each month with your card, you won’t be able to earn on the Cash Rewards Pool.

What Will It Cost Me To Join Vital Card?

It’s free to join Vital Card, but as mentioned above, you’ll need to spend a minimum of $250 each month with the card in order to earn on the Cash Rewards pool that’s offered to affiliates.

Any Truth To The Vital Card Rumours?

Any time a new business opportunity launches, you will always hear rumours about them being scams – so is Vital Card a scam?

From reading above, you might already be thinking Vital Card is a scam.

So, is it?

Is there a Vital Card scam, or is it legit?

To be honest, Vital Card isn’t a complete scam.

However, there are some red flags to be worried about, which I discuss in the conclusion.

See my tips below for helping to make money.

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And Now, My Vital Card Conclusion

On Vital Card’s website, it’s stated that:

“VITAL is all about sharing, the more you share VITAL with friends, the more your VITAL Score grows, the more cash rewards you earn each month, forever.”

Looking strictly at Vital Card’s business prospect, there doesn’t appear to be anything dirty.

Once you get the card, you make purchases with it to earn cash back rewards. The payout on 112 points is cited as being $210, meaning that $1.87 is being generated for every single point that you earn.

This number seems to be quite optimistic, but once Vital starts accepting sign ups for the card it “late 2018”, that could potentially be even more if a lot of people sign up.

However, Vital Card is going the wrong way about marketing its product right now.

On the company’s website, it promotes that affiliates should market Vital Card by sharing it on social media, texting friends, and nagging co-workers and Uber/Lyft drivers.

In other words, Vital Card wants you to be that annoying friend who’s nagging everyone to sign up for this awesome opportunity where you can earn free money by spending as you normally would.

While we can see here that Vital Card isn’t the worst opportunity around, it may not come off that way if you’re spamming friends and family members with your referral link to join.

With that said, if you think you can approach this and the $250 monthly limit without any issues, Vital Card has the potential to be worth checking out.

I hope you have gained value from my Vital Card Review.

I have put all the details you need to know here, because all other reviews of Vital Card have been fairly limited with details.

If you do decide to proceed with Vital Card or any business, you’ll find my free training helpful – I will show you how to make money online.

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